Carefully read Item 4 and Item 5 of Form ADV Part 2A (“Brochure”), as these sections of the Brochure contain important details about Harbor Asset Planning’s advisory services and fees. Clients will be charged EITHER 1% of assets under management OR a flat fee. Fees may be negotiable. The fees below will only apply to you when you request the services listed.

Our FeesFee AmountFrequency Fee is ChargedServices
Assets Under Management Fee1%; minimum fee is $6,000 per yearQuarterly in arrearsInvestment Advisory and Financial Planning Services
Hourly Fee$350/hourQuarterly in arrearsSpecial Projects
Subscription Fee0
Fixed Fee$6,000, $8,000, $10,000, $12,000, $15,000 or $20,000 Quarterly in arrearsInvestment Advisory and Financial Planning Services
Commissions to the Adviser0
Performance-based Fee0
Fees Charged by Third PartiesFee AmountFrequency Fee is ChargedServices
Third Party Money ManagerNot applicable
Robo-Adviser FeeNot applicable

Talk with your Adviser about fees and costs applicable to you

Additional fees and costs to discuss with your Adviser

Additional Fees/CostYes/NoPaid To
Brokerage FeesYes; $15.95 for stocks or ETF’sCustodian: Pershing LLC
Custodian FeesYes; $25 for IRA accounts under $10,000Custodian: Pershing LLC
Mutual Fund/ETF Fees and ExpensesYes; $25Custodian: Pershing LLC

Effective 1/1/2020